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​How to quickly Pay Off the Mortgage in Animal Crossing: New Horizons


When you arrive on the island, look for a suitable tent. Tom Nook will provide you with an itemized bill for a total of 49,800 bells, or just 5,000 Nook Miles. You can only use Miles to repay the first loan. Here is a list of activities that you can complete immediately to earn enough miles.



Register Nook Mileage Plan-500 points

Take a photo with your NookPhone-300 points

Design with NookPhone-300 points

Edit passport with NookPhone-300 points

Talk to your neighbor-300 points

Post -300 points on the bulletin board

Pull weed 50 and sell it -300 points

Selling things-300 points

Sell 20 fruits-300 points

Pull 200 weeds-500 points

Use your NookPhone-300 points multiple times

Cost 5,000 bells-300 points

Destruction Tool-300 points

Catch 10 fish-300 points

Catch 10 errors-300 points

Find furniture hidden in the tree-300 points

Catch 10 fish continuously without escaping -300 points


Once you reach 5,000 Nook Miles, please talk with Tom Nook to pay off the loan and let him set up your first house at a low loan price of 98,000 bells. But you still need to pay off the mortgage. This is still a big expense. If you want to pay off the mortgage quickly, then you can Buy Animal Crossing Bells directly from ACBellsBuy.com and pay all the loans in one lump sum, Maybe you can also renovate the house at the same time. This is the fastest and most convenient method.


ACbellsBuy is the second level operator of Animal Crossing. You can buy the cheapest Animal Crossing Bells here at the fastest speed, and ACNH Nook Miles Tickets & Items provided by ACBellsBuy are for sale.